Arizona Consumer Law Group PLC

Your Path to a Debt-Free Future

With over 20 years of experience, we solve debt problems—with compassion, clear communication, and proven competence.

Contact
Arizona Consumer Law Group PLC
Bankruptcy & Debt Defense, Arizona

Practice Areas
At Arizona Consumer Law Group PLC, we provide the following legal services.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the fastest, most common way for individuals who can’t afford to repay their debts—like credit cards, medical bills, and personal loans—to erase them and get a fresh financial start.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows individuals to stop foreclosure, catch up on missed payments, and reorganize their debts—including credit cards, medical bills, and loans—into an affordable repayment plan, so they can keep their property and get back on track.

Debt Defense

Being sued for a debt? We defend you in court, challenge creditors, and fight to protect your rights and your money.

We are ready to help you.
Connect with us.

Contact Book a Consult

Bankruptcy & Debt Defense Lawyer

About Arizona Consumer Law Group PLC

At the heart of our firm is a simple promise: we solve debt problems—with compassion, clear

communication, and proven competence.


Compassion means we treat every client with dignity and respect, recognizing the human side of financial

stress. We meet clients where they are, without judgment, and work to restore their peace of mind.

Communication means we speak clearly, listen carefully, and keep clients informed every step of the way.

We eliminate confusion, reduce anxiety, and ensure our clients always know where things stand.

Competence means we bring deep legal expertise, strategic thinking, and executional excellence to every

matter. We don’t guess. We act—decisively and effectively.

This is the standard we hold ourselves to. Every case. Every client. Every time.

Contact

Bankruptcy & Debt Defense Legal Team

Meet the team

Our team combines decades of legal knowledge with a passion for helping clients find financial freedom. Led by attorney John Skiba, and supported by two seasoned paralegals—each with over 20 years of experience—we provide skilled, compassionate representation in bankruptcy and debt defense. Together, we work tirelessly to protect your rights, stop creditor harassment, and help you regain control of your financial future.

John Skiba

Managing Attorney
With over 20 years of experience, attorney John Skiba has built a national reputation for helping individuals and families break free from the crushing burden of debt—especially through the powerful relief of bankruptcy. Known to over 70,000 subscribers on YouTube as the Consumer Warrior, John has taught thousands how to defend themselves against aggressive creditors and debt collectors. Through his bankruptcy practice and online education, he has helped clients eliminate or avoid paying hundreds of millions of dollars in debt—often stopping lawsuits in their tracks, protecting homes, and restoring peace of mind.

Jean Springer

Paralegal
Jean brings over 25 years of experience to her role as a bankruptcy paralegal. She currently focuses on Chapter 7 and Chapter 13 cases, guiding clients with clarity, care, and attention to detail. Her career background also includes work in Chapter 11 cases, creditors’ rights, litigation, and tax law. Jean attended Michigan State University and is dedicated to making a challenging process as smooth as possible for those she serves.

Allison Pectol

Paralegal
Allison is an experienced bankruptcy paralegal who has been assisting clients and attorneys since 2008. She has extensive knowledge in both Chapter 7 and Chapter 13 bankruptcy cases, guiding clients through every stage of the process with precision and care. Allison attended the University of Arizona and earned her paralegal certificate from Phoenix College. Her dedication, organizational skills, and deep understanding of bankruptcy law make her an invaluable asset to the firm. She takes pride in providing compassionate, thorough support to clients during challenging times.

Powell Skiba

Business Operations Manager
Powell Skiba graduated from Brigham Young University’s Marriott School of Business with a degree in Finance. At Arizona Consumer Law Group, Powell manages operations and works closely with the legal team to ensure a smooth, efficient client experience. He uses his background in finance to support the firm’s processes and deliver organized, detail-focused service. Powell is dedicated to helping the team provide compassionate and effective solutions for clients.

Ashley Lee

Litigation Paralegal
With a degree in Electrical Engineering from Arizona State University, Ashley has a proven ability to master new challenges and explain complex topics clearly. She now applies those skills to support clients navigating bankruptcy and debt defense. Guided by compassion, competence, and communication, Ashley is dedicated to making each client feel informed and supported.

Get in touch
Potential new client form
Fill Out Form
Contact

Tel: (602) 887-6992

Email: john@skibalaw.com

Address

2350 East Germann Road, Suite 38
Chandler, AZ 85286

Let's Connect